At Terra Dental Care, we believe that a healthy smile is the key to a happy, confident life. Our goal is to offer simple, stress-free, and cost-effective dental services to our patients. Whether you require normal check-ups or specific treatment, want to know the details about various dental plans, such as the Canadian Dental Care Plan, or have any questions or concerns regarding oral treatments, we will always be glad to help our patients.
Our team is dedicated to providing high-quality care in a friendly and welcoming environment. We focus on your comfort and work with you to create a personalized plan for your oral health. Your smile deserves optimal oral care, and at Terra Dental Care, we’re here to make it happen!
Who Can Benefit from the Canadian Dental Care Plan?
The CDCP is designed to help certain groups of Canadians. Right now, it’s available for:
- Seniors aged 65 and older.
- Children under 18.
- Adults with a valid Disability Tax Credit for 2023.
To qualify, you’ll also need to meet these conditions:
- You don’t have dental insurance.
- Your family’s adjusted net income is below $90,000.
- You’re a Canadian resident for tax purposes.
- You filed your taxes last year.
Make sure you meet all these requirements before applying!
What If I Already Have Dental Insurance?
Good news! If you already have coverage through a government program (like provincial or federal benefits), you might still qualify for the CDCP. Both plans can coordinate your coverage to ensure there is no overlap in your dental care but also have full coverage.
How Much Does the Plan Cover?
The amount of the Canadian Dental Care Plan (CDCP) coverage depends on your family’s income. Here’s a simple breakdown:
| Adjusted Household Net Income | How Much the CDCP Covers | What You Pay |
| Less than $70,000 | 100% of qualified dental service costs are based on CDCP fees. | You pay nothing (0%) unless your dentist charges extra. |
| $70,000 – $79,999 | 60% of qualified dental service costs are based on CDCP fees. | You pay 40% of the fees, plus any extra charges. |
| $80,000 – $89,999 | 40% of qualified dental service costs are based on CDCP fees. | You pay 60% of the fees, plus any extra charges. |
Extra Costs You Might Need to Pay
You may have additional out-of-pocket expenses if:
- Your dentist charges more than the plan allows.
- You agree to dental treatments that are not covered under the CDCP.
Note: Always talk to your dentist before starting dental treatment to understand any costs you might need to pay.
How to Apply for the CDCP?
Applying is easy! Here’s what to do:
- Submit Your Application: Start by applying through Health Canada.
- Wait for Processing: Once accepted, you’ll receive a welcome package within three months.
- Review the Package: This includes your insurance details, benefit start date, and a membership card.
Ensure all the information in your application is accurate to avoid delays.
Special Care for Persons With Disabilities
Oral health can be more challenging for individuals with disabilities. The CDCP provides flexible coverage to meet their unique oral needs.
At Terra Dental Care, we’re proud to offer inclusive dental care. Our team ensures every patient feels comfortable and receives quality care tailored to their specific oral needs.
Kids’ Dental Health is a Priority
Did you know that over 50% of kids between 6 and 11 have cavities? Poor oral health can lead to children to miss school days and serious health complications if not treated.
It is recommended that kids should start visiting a dentist for dental check-ups at the age of three and below to avoid such complications. Such treatments include the application of fluoride to reduce cavities and sealing of teeth to prevent cavities.
At Terra Dental Care, we focus on preventive care for children to help them grow up with healthy, happy smiles!
Caring for Seniors’ Oral Health
As we age, our mouths change too. Seniors often deal with issues like dry mouth, sensitive teeth, gum disease, even tooth loss and more. These problems can be worsened by medications or chronic health conditions.
At Terra Dental Care, we provide gentle, specialized care for seniors to keep their teeth and gums healthy. If you’re eligible for the CDCP for seniors, we can help you make the most of your benefits while ensuring you receive the optimal care for your oral health.
What Does the CDCP Cover?
The plan offers coverage for:
Preventive Care
- Dental exams (routine, specific, or emergency).
- X-rays.
- Cleanings (scaling).
- Fluoride treatments and sealants.
Sedation Options
- Conscious sedation.
- Moderate or deep sedation (approval needed).
Basic Treatments
- Fillings (permanent or temporary).
- Root canals.
- Gum disease treatments.
Major Services
- Crowns and crown repairs (approval needed).
- Dentures (new, replacements, or repairs).
- Tooth extractions.
- Oral surgeries for conditions like cysts or jaw fractures.
Simplify Your Dental Care With Terra Dental Care!
We understand that dental care can sometimes feel overwhelming, but it doesn’t have to be. We provide clear explanations, answer your questions, and ensure you feel comfortable with every decision we make together. From cleanings and fillings to more advanced procedures, we’re here to keep your smile healthy and bright.
And if you’re eligible for programs like the Canadian Dental Plan for Seniors, we’ll help you navigate to ensure you get the coverage you deserve.
So, why wait? Your dental health is important, and we’re ready to make it easier for you. Contact us today to book an appointment or learn more about how we can help you take care of your smile!
Frequently Asked Questions
What is the income limit for Canada’s dental benefits?
To qualify for the Canadian Dental Care Plan (CDCP), your family’s adjusted net income must be $90,000 or less per year. Families with lower incomes can access full or partial coverage for standard dental treatments.
Is there a government dental plan for seniors in Canada?
Yes! The CDCP offers dental care for eligible seniors. The purpose of the CDCP is to provide pocket-friendly access to dental services for older Canadians, helping to ensure their older years are spent with a bright smile.
Is orthodontic treatment covered under the CDCP?
No. Orthodontic treatment will be applicable in 2025. They will only be available for specific medical conditions and within a set budget for coverage.
Does the CDCP cover root canals?
Yes, root canals are covered under the restorative services provided by the CDCP. This means you can get treatment for infections or severe tooth damage without worrying about high dental costs.
Can I use the CDCP if I already have private dental insurance?
The CDCP is mainly designed for people without dental coverage. But if you already have private insurance, don’t worry! The CDCP can work alongside it to help cover any extra costs your insurance doesn’t fully handle.
It’s a good idea not to cancel your private insurance, as the CDCP may not cover everything, and its details are still being updated. This combination of the CDCP and private Canadian dental insurance ensures you have the optimal possible coverage for your dental care needs.
